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38 Of The Best Robert Kiyosaki Quotes About Personal Finance In 2023

robert kiyosaki quotes
Reading Time: 6 minutes

Robert Kiyosaki became a household name during the 90s when he wrote arguably the best-ever selling personal finance book, Rich Dad Poor Dad.

The book describes Kiyosaki’s time growing up in Hawaii, where he noticed that those around him had a lot more expensive cars and much bigger houses than he did.

But he didn’t understand why.

Trying to address the situation he and his friend, Mike, went searching for answers.

The pair finally got up close and personal access to a local wealthy entrepreneur who was building a business empire in Hawaii.

It just so happened to be Mike’s Dad. He became known as Kiyosaki’s “Rich Dad.”

What followed was what Kiyosaki described to be his real education – in business. His “Rich Dad” outlined the lessons of business that the kids weren’t taught in school and were to be the foundation of Kiyosaki’s career in business.

Over the past two decades has sold approximately 40 million copies as the business lessons that the young Kiyosaki is taught by his “Rich Dad” remain as relevant today as they did back then.

Kiyosaki’s Fame Went Through The Roof After His Oprah Interview. Credit:Richdad.com

The last 25 years have transformed the financial author’s life, but regardless of the fame, the financial advisor’s passion for helping others achieve financial freedom remains as strong as ever.

He continues to promote the personal finance principles in the book through seminars and several high-profile speaking engagements.

The financial guru has built up a number of important lessons and mantras over the years; here are some of our favorite Robert Kiyosaki quotes.

Inspirational Robert Kiyosaki Quotes

“Learn to use your emotions to think, not think with your emotions.” Robert T. Kiyosaki, Rich Dad, Poor Dad

“Your future is created by what you do today, not tomorrow” Robert T. Kiyosaki

“If you work for money, you give the power to your employer. If money works for you you keep the power and control it” Robert T. Kiyosaki, Rich Dad, Poor Dad

“Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets” Robert T. Kiyosaki, Rich Dad, Poor Dad

It’s not how much money you make

It’s how much money you keep

Robert Kiyosaki

“People’s lives are forever controlled by two emotions, Fear and Greed” Robert T. Kiyosaki, Rich Dad, Poor Dad

“Failure Inspires Winners. Failure Defeats Losers” Robert T. Kiyosaki, Rich Dad, Poor Dad

“The rich buy assets, the poor buy liabilities, the middle class buy liabilities they think are assets” Robert T. Kiyosaki, Rich Dad, Poor Dad

Kiyosaki has always maintained that buying a house is not an asset. This has been met by many as a controversial statement, as over recent years, property prices have skyrocketed.

The financial author argues that unless it produces an income, it cannot be classed as an investment. Your home is a drain on your financial resources and is, therefore, a liability rather than an asset.

Speculating that the price will go up is not investing.

“There is gold everywhere. Most people are not trained to see it” Robert T. Kiyosaki, Rich Dad, Poor Dad

“Talk is cheap. Learn to listen with your eyes. Actions do speak louder than words. Watch what a person does more than what he says.” – Robert Kiyosaki

Complaining about your current position in life is worthless.

Have a spine and do something about it instead

Robert Kiyosaki

“You become what you study” Robert T. Kiyosaki, Rich Dad, Poor Dad

“When people are lame, they love to blame.” – Robert T Kiyosaki

‘”The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way” – Robert T Kiyosaki

“The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn and relearn” – Robert T Kiyosaki

There is a difference between being poor and being broke.

Broke is temporary. Poor is eternal

Robert Kiyosaki

“Financial struggle is often the result of people working all their lives for someone else” Robert T. Kiyosaki, Rich Dad, Poor Dad

“If you work for money, you give the power to your employer. If money works for you, you keep the power and control it” Robert T. Kiyosaki, Rich Dad, Poor Dad

Robert Kiyosaki Quote. Credit: Rich Dad Poor Dad

“Financially, with every dollar we get in our hands, we hold the power to choose our future: to be rich, poor or middle class” Robert T. Kiyosaki, Rich Dad, Poor Dad

“Millions of educated people pursue their profession successfully but later find themselves struggling financially. They work harder but don’t get ahead. What is missing from their education is not how to make money, but how to manage money” Robert T. Kiyosaki

“The problem with having a job is that it gets in the way of getting rich” Robert T. Kiyosaki

“You should understand the difference between an asset and a liability. When I want a bigger house, I first buy assets that will generate the cashflow to pay for the house” Robert T. Kiyosaki, Rich Dad Poor D

“Wealth is a person’s ability to survive so many number of days forward-or if I stopped working today, how long could I survive” Robert T. Kiyosaki

“High emotions tend to lower financial intelligence. I know from personal experience that money has a way of making every decision emotional” Robert T. Kiyosaki, Rich Dad, Poor Dad

Too many people are too lazy to think

Instead of learning something new they think the same thought day in day out


“Cashflow tells the story of how a person handles money” Robert T. Kiyosaki

“Sometimes you win, sometimes you LEARN” Robert T. Kiyosaki

“Ninety percent of the population buys TV sets, and only about 10 percent buy business books” Robert T. Kiyosaki, Rich Dad Poor Dad

“People who lack internal fortitude often become victims of those who have self-discipline” Robert T. Kiyosaki

“Being an entrepreneur is simply going from one mistake to the next. You must have the fortitude to continue on” Robert T. Kiyosaki

“Each of us know people who are highly educated, or believe they are smart, but their balance sheet paints a different picture” Robert T. Kiyosaki

“The easy road often becomes hard, and the hard road often becomes easy” Robert T. Kiyosaki

“Losers quit when they fail. Winners fail until they succeed” Robert T. Kiyosaki

“It’s more important to grow your income than cut your expenses. It’s more important to grow your spirit than cut your dreams” Robert T. Kiyosaki

If you realize that you’re the problem, then you can change yourself

Learn something and grow wiser. Don’t blame other people for your problems

Robert T Kiyosaki

“Skills make you rich, not theories” Robert T. Kiyosaki

“The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth seemingly instantaneously. An untrained mind can also create extreme poverty that can crush a family for generations” Robert T. Kiyosaki

These are just a handful of some of our favorite Robert Kiyosaki quotes on entrepreneurship and business.

The quotes have largely been inspired by the author’s seminal work, Rich Dad Poor Dad which has sold approximately 40 million copies worldwide.

The Robert Kiyosaki quotes that we selected primarily focus on business and entrepreneurship and how important it is to have the correct mindset.

The only thing that separates you from achieving the financial freedom you desire is your mindset.

Mindset is not intelligence, but as Kiyosaki has suggested, it is about not thinking emotionally with regard to your finances and your investments.

Most people believe it is the aptitude and intelligence that holds them back from getting the opportunities they desire…it’s not, otherwise, the most intelligent man in the world would also be the richest.

Let us know what you think of the quotes and if any have inspired you.

If you have any of your own favorite Robert Kiyosaki quotes, let us know which ones they are in the comments below.

We would love to hear them, and the best ones will be included in our list.


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